WattKarma Texas Customers

Failed Credit Check? Here Are Your Options

If you didn't pass the initial credit screen, you still have two paths to start service in Texas: pay a refundable deposit or request a PUCT-mandated deposit waiver if you qualify.

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Option 1: Pay the Deposit

Pay the required deposit directly to the Customer Service Center by phone after enrollment.

Deposits are typically up to two months of service, accrue interest, and may be refunded after 12 months of on-time payments (see your REP's TOS).

How deposits work
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Option 2: Request a Deposit Waiver

If you qualify under PUCT rules, your Retail Electric Provider must waive the deposit when you submit the correct documentation.

Check if you qualify
 

Do I qualify for a waiver?

If any of the following apply—good payment history, age 65+, or victim of family violence—you can request a deposit waiver from your REP.

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Letter of Credit
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Age 65+
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Family Violence

Based on PUCT customer protection rules. Documentation must be current and legible.

PUCT-Required Waiver Options

Choose the card that matches your situation and follow the steps. You can upload documentation below; we'll attach it to your enrollment.

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Good Payment History (Letter of Credit)

If you've had no more than one late payment in the last 12 months with your current or previous electric provider, you may qualify.

What to Provide

  • A Letter of Credit (a "good-standing letter") from your previous REP covering the last 12 months.
  • Your name and service address must match the enrollment.

How to Submit

Upload using the tool below during enrollment, or email it to hello@wattkarma.com.

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Senior (Age 65+)

Texans aged 65 or older can have the deposit waived when starting service, subject to standard identity verification.

What to Provide

  • Valid government ID showing date of birth (TX DL/ID or passport).
  • In some cases, a recent bill showing no past-due balance.
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Victim of Family Violence

Survivors can qualify for a waiver by submitting a PUC-approved certification letter completed by an authorized certifier.

What to Provide

  • PUC form: Certification Letter for Waiver.
  • Completed by: family-violence center staff, treating medical personnel, law enforcement, TX DA/County Attorney, OAG, or TEAJF grantee.

Upload Your Waiver Documentation

Accepted: PDF, JPG, PNG, HEIC, DOC, DOCX. Up to 10 MB per file. You can add multiple files.

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Click to browse or drag & drop files
Make sure your name and service address match your enrollment.
    © WattKarma. Texas deposit waivers are governed by PUCT rules. Links provided for reference.